Terms of Service

Last updated: February 24, 2026

1. Agreement to Terms

By accessing or using the website the-ezfc.com operated by EZFC LLC ("we," "us," or "our"), you agree to be bound by these Terms of Service. If you do not agree, please do not use our website or services.

2. Services

EZFC LLC is a direct business lender providing various funding solutions to businesses. Our website provides information about our services and allows you to submit inquiries and applications. All funding is subject to approval and the terms of individual agreements.

3. Eligibility

To use our services, you must be at least 18 years of age and have the legal capacity to enter into binding agreements. By using our services, you represent that you meet these requirements.

4. User Responsibilities

You agree to:

5. SMS/Text Messaging Terms

By opting in to receive SMS/text messages from EZFC LLC,, including promotional and customer care messages you acknowledge and agree that text messages may be sent using an automatic telephone dialing system (ATDS). These messages may include information about your funding inquiry, application updates, and related services.

Message frequency varies. Message and data rates may apply. You can opt out at any time by replying STOP to any message. For help, reply HELP or email joe@the-ezfc.com.

Consent to receive SMS messages is NOT a condition of purchase or receiving any services from EZFC LLC.

We will not sell, rent, or share your mobile phone number or information collected through our SMS program with third parties for their marketing purposes.

6. Intellectual Property

All content on this website, including text, graphics, logos, and software, is the property of EZFC LLC and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our written consent.

7. Disclaimer of Warranties

Our website and services are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not guarantee that the website will be uninterrupted, error-free, or secure.

8. Limitation of Liability

To the fullest extent permitted by law, EZFC LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the website or services.

9. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to conflict of law principles.

10. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be effective upon posting to the website. Your continued use of the website constitutes acceptance of any modifications.

11. Contact Us

If you have questions about these Terms, please contact us at:

EZFC LLC
2083 Coney Island Ave, 4th Floor
Brooklyn, NY 11223
Email: joe@the-ezfc.com